2015 Oklahoma City Recipient Metro 50
Represent the most competitive insurance companies.
Increase agency income and value.
Receive Bonuses & Profit Sharing with no minimum volume requirements.
Guarantee new agency launch success with The Agency Foundation™ Program.
Develop or increase commercial lines success with The Business Insurance Advantage™ Program.



OAA Agents Earn More With 5 Layers Of Increased Income

  1. Top Tier Base Commissions, typically between 15-20%
  2. OAA Profit Sharing Agreement or Fixed Value Based, with the added advantage of being at higher tiers. No required min. premium levels.
  3. OAA exclusive regional bonuses, often with no loss ratio requirement, negotiated locally and based on new or total WP ranging from 5-10%
  4. SIAA exclusive PMSF bonuses, often with no loss ratio requirement (unique in industry), based on new or total WP ranging from 1.5-3%
  5. SIAA exclusive national profitability bonuses ranging from 0-8%
      SIAA National Profitability Bonus 5
      SIAA National (PMSF) Portfolio Mgmt Service Fee 4
  Incentives & Overrides? Incentives & Overrides? Incentives & Overrides? 3
Profit Sharing? Profit Sharing? Profit Sharing? Profit Sharing/FVB 2
Smaller Agency

Standard Commissions
Regional Aggregator/Cluster

Top Tier Commissions
National Aggregator

Top Tier Commissions
OAA Regional

Top Tier Commissions
Good Better Best  

New Agencies Are Successful Faster

OAA will help you establish the business foundation of your insurance agency.
While you are independent, SIAA has access to all of the tools to help you build your agency.
It isn’t only about writing insurance, it's about building a successful business.

Tools to GROW, Diversify and Market your Agency

Increase Your Agency Value

  • Become “Instantly Big” no matter the size of your agency.
  • Double your income AND increase the value of your agency by at least 50%.
  • Sell to people others can’t.
  • Decide for yourself who you’ll sell your business to.
  • Ensure your income doesn’t suddenly stop.
  • Earn highest commissions in industry AND get profit sharing and bonuses you’re entitled to.

Top 5 SIAA Master Agency

Top 5 SIAA Master Agency
Forecasted 15
Forecasted 16
Forecasted 17

Our People

Lonnie Hill : Director, Agency Development

Lonnie Hill

Director, Agency Development

I’m part of something that has the ability to dramatically improve and grow an agent’s independent business. I’m motivated by the fact I’ll be able to impact those results at a local level. I visit members to review their goals and business plans, and offer SIAA and OAA resources to help them succeed.


Kimberly Swan : Agency Development Assistant

Kimberly Swan

Agency Development Assistant

I oversee contracts and amendments for our new members as well as assist with the onboarding process. I am honored to help our members receive direct codes with our Strategic Partner Carriers (SPC) and ensure they are paid properly for the business they write, which increases their overall agency income.


Our People

Natalie Pavey :  Personal Lines Account Manager

Natalie Pavey

Personal Lines Account Manager

I get to work with our members every day.  When an agent joins OAA they have access to so many companies, but that means lots of learning.  I work as a mentor to train them so they can write profitable business and, I help our more experienced members place hard-to-write business.


Donna Eaton : Commercial Lines Account Placement Specialist

Donna Eaton

Commercial Lines Account Placement Specialist

I help our ISM’s by making sure they understand how to accurately complete an application with the information necessary to get a quote. I enjoy talking to them and helping them learn efficient ways to increase their business.


Our People

Linda Abel : Accounting Admin

Linda Abel

Accounting Admin

Robert Wallar : Controller

Robert Wallar


I oversee finances at OAA. I keep an eye on all incoming and outgoing cash, calculate incentives, and help members stay compliant and up to date on monthly reporting.  I enjoy seeing our members make more money and change their future.


Tara West : Staff Accountant

Tara West

Staff Accountant

I love spreadsheets and numbers. I take care in preparing monthly payments to members in a timely manner. I want our members to make the most money and take the least risk, so I work with them to stay in compliance.


Our People

Jim Jennings : Eastern Oklahoma Territory Manager / Recruiter

Jim Jennings

Eastern Oklahoma Territory Manager / Recruiter

I am the first face of OAA in the field.  I find and help agents with an entrepreneurial spirit cross the bridge of fear to the independent agency side of the insurance industry. I help them through the entire process to realize their dreams.


LaDonna Mitchell : Northwest Arkansas, Territory Manager / Recruiter

LaDonna Mitchell

Northwest Arkansas, Territory Manager / Recruiter

I work with prospective and current members to discover their dreams and goals and identify how OAA can help. I introduce them to the support of OAA and show them how they can gain access to the best companies, achieve compensation on a level they couldn’t reach before, and navigate into the future.


Melissa Hack : Western Oklahoma Territory Manager / Recruiter 

Melissa Hack

Western Oklahoma Territory Manager / Recruiter 

I have the best job at OAA  ̶ showing our future Members how to build their legacy. I have the honor of introducing OAA to agents that may not know there is a company ready and willing to walk beside them as they grow.


Our People

Warren “Tony” Caldwell : Co-Founder & CEO

Warren “Tony” Caldwell

Co-Founder & CEO

I started OAA to give local agents more opportunities to grow their business.  What I’ve realized along the way, is the more we help others achieve their dreams, we realize more of our dreams too.  This company exists to fulfill, inspire and dream.


Ashley Andrews : Executive Assistant

Ashley Andrews

Executive Assistant

Ron Hanna : Chief Operations Officer

Ron Hanna

Chief Operations Officer

I have the honor and privilege to work directly with each department at OAA that interfaces with our members; Accounting and Compliance, Agency Development, Access Plus, and Sales.  I find it very inspiring to work with such passionate and dedicated team members and see the impact they make on our members lives.


Our People

LeAnn Sanderson : Vice President, Corporate Communications

LeAnn Sanderson

Vice President, Corporate Communications

I am passionate about making people feel welcome, valued and informed.  I am always working to make sure OAA is engaging and innovative.   Whether online, in print, or at our events, I want our vision, goals, and value to be consistent.


Marty Cagle : Director of First Impressions

Marty Cagle

Director of First Impressions

I am the first face you see at the OAA office. I enjoy greeting our visitors and team members as they walk in the door. I phone our members each month to see if they have any questions, comments or needs. My main focus is representing OAA and its amazing members.


Our People


Register for the Fall Conference

Fall Conference






Benefits of Membership


Our Benefits

Membership Form

Complete the form below and we will respond to your inquiry as soon as possible.

What Our Members Are Saying

“OAA gave me the opportunity to build a valuable business that will help me live a comfortable life and pass that on to the next generation.”

Mike McPeak, McPeak and Associates, Inc.

“I became a member to obtain appointments from the carriers. Since then, I have realized the strength of OAA. I was a captive agent for 17 years and eclipsed the size of my captive book with in the first two years. And that is why I am a member.”

Paul Steiner, Steiner Insurance Group

“We signed up with OAA originally for carrier access. There was no way we could get good carrier contracts as a startup independent agency. I do feel good about the way OAA/SIAA negotiates with various carriers to help our agency make the most money possible. We looked at several other options before going with OAA and you were the best option.”

Randy Webb, Webb Insurance Agency

“It made financial sense so our agency had access to more companies to write with and for discounts and possible benefits.”

Rebecca Ferguson, Perimeter Insurance Agency

“We like having the expert advice from someone we can trust. We really feel like OAA is in our corner & giving us the tools we need to succeed!”

Bryan Chouinard, Centennial Insurance Group, Inc.

“OAA allows access to carriers I would otherwise not be able to obtain immediately. It is also very nice to have people who have been in my position assist me with the issues of starting and running my own agency.”

Tracey Talley, Wall Street Insurance, LLC

“We obviously enjoy the bonuses we receive by being an OAA/SIAA member. However, we also place a high value on the fact OAA “has our back.” In other words, we believe companies deal with us more carefully as an OAA member than they would if we weren’t affiliated with OAA. “

Von Nix, Statewide Insurance Agency

“We wanted to be part of an organization that helps agents grow professionally, maximize our income potential & gives us access to markets to be successful business owners.”


Bryan Chouinard, Centennial Insurance Group, Inc.

“After leaving Farmers Insurance, it was difficult to find markets. OAA was able to help get me all the personal lines and commercial lines appointments, so I could be successful in the insurance business. The bonus structure helps me concentrate on writing business, while they take care of all the negotiations. “

Chris LeBlanc, LeBlanc Family Insurance

“We were worried about the possibility of losing a couple of markets, due to poor loss ratios. Companies kept ‘raising the bar’ on qualifying for profit sharing. We are very happy we joined OAA to help offset those concerns.”

Russell Dull, Omega Insurance Agency

“SIAA’s Master Agencies offer attractive benefits to member firms during current market conditions”

Rough Notes Magazine

“The system SIAA devised helps agents acquire the products and services of top insurance carriers, which on their own would have been elusive, at best.”

Roger Jean – CEO, Liberty Mutual Regional Agency Markets

“OAA showed me how to add $70,000 to my bottom line by becoming a member.”

Mick Cottom

“I made $22,430 in profit sharing this year with a company I only write a couple hundred thousand in volume with!”

Phil Eitzen

“I made 24% total income on every one of the $81,000 dollars of premium I wrote with Safeco Insurance Company this year!”

Keith McBride

Become an Independent Business Owner

Hear it from OAA Members

OAA Has the Answer

Our Agents Make More

Our Agents Make More

OAA Has the Answer

Hear it from OAA Members

Become an Independent Business Owner

Best of the Best

just released its top performers for the first half of 2017.   OAA has been named number on on the list of SIAA’s top performing master agencies.  We are also listed in the top ten…

Read More
OAA’s New Talent – Interns

OAA is excited to introduce our two interns, Brendan Caldwell and Samantha Cassidy.   Brendan Caldwell is a recent graduate of Brooks School in Massachusetts.  He will be attending college at Pepperdine University in the…

Read More
Rollin on the River

OAA celebrates being recognized as SIAA’s number one Master Agency with a riverboat cruise on the Oklahoma River.  We are grateful for our company partners and our agency members who have helped make this possible….

Read More
OAA named SIAA’s Top Performer!

It was just announced that OAA has been named SIAA’s Top Performer! Tony Caldwell, CEO and Melissa Hack, Territory Manager are in Florida today, representing OAA at SIAA’s Annual Spring Conference.  Thank you to our…

Read More
Giving It Away, Two  

  In my last post, I talked about the reluctance of many to share, contrasting it with what a mindset of abundance can do for those willing to share.  My thesis was that giving things…

Read More
Taking the Long View

Do you have any problems in your business right now?  Of course, you do.  There are always problems!  I was talking about that this afternoon with a very experienced consultant who has worked with a…

Read More
Giving it Away

I’ve had two conversations recently, about the same topic, that are bothering me.  In the first a new friend in our industry observed that sales people in general, and insurance people don’t like to share. …

Read More
Tuition for Something Else

I recently read an article by a well-known business leader who listed seven things which he believes separates highly effective, successful people from ordinary ones.  One of those seven things was a willingness to risk…

Read More

Find more in our Content Library


Contact Us

We would like to begin a conversation...

Our Partners

Strategic Partners

  • Allstate
  • American Modern
  • Argenia
  • Berkshire Hathaway / Guard
  • Capital Premium Financing
  • Chubb
  • CNA
  • Dairyland
  • Encompass Insurance
  • Foremost
  • Hagerty
  • Kemper
  • Liberty Mutual
  • Mainstreet America Group
  • MDOW
  • MetLife
  • Mercury Insurance
  • North Star
  • One General Agency
  • RPS
  • Safeco Insurance
  • State Auto
  • Statewide
  • Swett & Crawford
  • The Hartford
  • Travelers Insurance
  • Triangle

Agency Automation Strategic Partners

  • Alicor Solutions
  • EZ Lynx
  • QQ Solutions
  • Red Head Mobil Aps
  • Vertafore