Represent the most competitive insurance companies.
Increase agency income and value.
Receive Bonuses & Profit Sharing with no minimum volume requirements.
Guarantee new agency launch success with The Agency Foundation™ Program.
Develop or increase commercial lines success with The Business Insurnace Advantage™ Program.

OAA Agents Earn More With 5 Layers Of Increased Income

  1. Top Tier Base Commissions, typically between 15-20%
  2. OAA Profit Sharing Agreement or Fixed Value Based, with the added advantage of being at higher tiers. No required min. premium levels.
  3. OAA exclusive regional bonuses, often with no loss ratio requirement, negotiated locally and based on new or total WP ranging from 5-10%
  4. SIAA exclusive PMSF bonuses, often with no loss ratio requirement (unique in industry), based on new or total WP ranging from 1.5-3%
  5. SIAA exclusive national profitability bonuses ranging from 0-8%
      SIAA National Profitability Bonus 5
      SIAA National (PMSF) Portfolio Mgmt Service Fee 4
  Incentives & Overrides? Incentives & Overrides? Incentives & Overrides? 3
Profit Sharing? Profit Sharing? Profit Sharing? Profit Sharing/FVB 2
Smaller Agency

Standard Commissions
Regional Aggregator/Cluster

Top Tier Commissions
National Aggregator

Top Tier Commissions
OAA Regional

Top Tier Commissions
Good Better Best  

New Agencies Are Successful Faster

OAA will help you establish the business foundation of your insurance agency.
While you are independent, SIAA has access to all of the tools to help you build your agency.
It isn’t only about writing insurance, it's about building a successful business.

Tools to GROW, Diversify and Market your Agency

Increase Your Agency Value

  • Become “Instantly Big” no matter the size of your agency.
  • Double your income AND increase the value of your agency by at least 50%.
  • Sell to people others can’t.
  • Decide for yourself who you’ll sell your business to.
  • Ensure your income doesn’t suddenly stop.
  • Earn highest commissions in industry AND get profit sharing and bonuses you’re entitled to.

Top 5 SIAA Master Agency

Top 5 SIAA Master Agency
Forecasted 15
Forecasted 16
Forecasted 17



Benefits of Membership


Our Benefits

Membership Form

Complete the form below and we will respond to your inquiry as soon as possible.

What Our Members Are Saying

“SIAA’s Master Agencies offer attractive benefits to member firms during current market conditions”

Rough Notes Magazine

“The system SIAA devised helps agents acquire the products and services of top insurance carriers, which on their own would have been elusive, at best.”

Roger Jean – CEO, Liberty Mutual Regional Agency Markets

“OAA showed me how to add $70,000 to my bottom line by becoming a member.”

Mick Cottom

“I made $22,430 in profit sharing this year with a company I only write a couple hundred thousand in volume with!”

Phil Eitzen

“I made 24% total income on every one of the $81,000 dollars of premium I wrote with Safeco Insurance Company this year!”

Keith McBride

Our Agents Make More

OAA Has the Answer

Hear it from OAA Members

Become an Independent Business Owner

Tony Caldwell Blog Featured in the Journal Record

Click the article to read Tony’s blog in the Journal Record. Tweet

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AccessPlus continues to provide the best service possible to OAA members, and we have added Marty Cagle to our team to help us do just that!  Marty has joined the Access Plus department as our…

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Eleven New Members!

Our great recruiters, Daniel O’Neil, Jim Jennings, LaDonna Mitchell, Scott Willett and Donya Johnson have been hard at work spreading the news about OAA. We’re excited to announce the addition of ELEVEN new agencies in the…

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Access Plus Member of the Month

Access Plus is pleased to announce the May 2015 Member of the Month…First Insurance! First Insurance joined OAA as a start-up agency in 2006, and they currently have locations in Antlers, Atoka and Coalgate. In May, First…

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Stay Ahead of the Wave

  Video 3 OAA member agencies may not be able to beat Google or Amazon on price, but we have one thing they don’t and we’ll win every time.

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Stay Afloat

Google, Walmart, Amazon and others are moving into the insurance space which could impact independent agencies with lower commissions and fewer customers.  Our series helps agencies prepare to stay afloat amidst this new threat. Video…

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Surf the Tsunami

Big-box retailers like Google, Walmart and Amazon are getting into the insurance space.  Our new video series helps independent insurance agencies understand the pending Tsunami threat and use it to their advantage. Video 1 Part…

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It’s Halftime!

Happy 4th of July!  I hope that today finds you excited about some time off with family in mid-summer with visions of hamburgers, hot dogs and fireworks on your mind.  I also hope that you…

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Our Partners

Strategic Partners

  • Allstate
  • American Modern
  • Argenia
  • Berkshire Hathaway / Guard
  • Capital Premium Financing
  • Chubb
  • CNA
  • Dairyland
  • Encompass Insurance
  • Foremost
  • Hagerty
  • Kemper
  • Liberty Mutual
  • Mainstreet America Group
  • MDOW
  • MetLife
  • Mercury Insurance
  • North Star
  • One General Agency
  • RPS
  • Safeco Insurance
  • State Auto
  • Statewide
  • Swett & Crawford
  • The Hartford
  • Travelers Insurance
  • Triangle

Agency Automation Strategic Partners

  • Alicor Solutions
  • EZ Lynx
  • QQ Solutions
  • Red Head Mobil Aps
  • Vertafore